Compare the fine print.
Most hard money lenders bury you in fees. Here's exactly what we charge versus everyone else — and what it means for your bottom line.
We lend our own money.
Most hard money lenders don't lend their own capital. They raise money from outside investors, operate through a fund, or act as brokers connecting you to someone else's capital. Every middleman in that chain needs to get paid — and those costs get passed down to you in the form of points, processing fees, and junk charges.
Kayak Capital lends our own money. We're not a fund. We're not brokers. There's no chain of middlemen. That's what allows us to charge nothing but the interest rate — for over 12 years and 1,700+ funded deals.
No document fees. No extension fees. No teaser. No bait-and-switch. Just straightforward hard money lending the way it should work.