From "I found a deal" to wired funds.
Four simple steps. The whole cycle can happen in days — sometimes under 24 hours.
Call or apply online
Tell us the property address, purchase price, and close-of-escrow date. The online application takes under three minutes — no tax returns, no credit pull, no 47-page form.
Get approved — typically within the hour
We confirm your loan amount and schedule the funds. You talk to the people who actually decide. We lend our own money, so there's nothing to "run up the chain."
We coordinate with title
We work directly with your title company to complete the file end-to-end. You don't chase paperwork. You focus on the deal.
Sign at title. Funds wired same day.
The whole cycle from first call to wired funds can happen in days — sometimes under 24 hours when title's ready to go.
Speed, simplicity, transparency, direct decisions.
Speed. Most hard money lenders take 7–14 days to fund. We can fund as fast as title can prep the docs — sometimes within 24 hours of your call.
Simplicity. No tax returns. No bank statements. No credit pull. We're an asset-based lender, which means we focus on the property — not your personal financial history.
Transparency. No document fees. No extension fees. No origination points. No processing fees. No appraisal fees. No prepayment penalties. No extension fees. Read that twice — we mean it.
Direct decisions. When you call us, you talk to the people who decide. We lend our own money, so there's no committee, no broker, no weeks of waiting.