Does your deal pencil?
Plug in a Phoenix metro fix-and-flip. We’ll show you the loan amount, cash you need, interest cost, and projected profit — instantly. Real Kayak Capital numbers.
Your deal
Kayak terms
Your projected return
How this calc works: Loan amount = 85% of (purchase + rehab) when Kayak funds both, or 85% of purchase only when you self-fund the rehab. Monthly interest = loan × 12.0% / 12 (interest-only). Closing costs = 2% of purchase (title, escrow, recording). Holding costs = your monthly carry (taxes, insurance, utilities, HOA) × hold months. Sale costs = 6% of ARV (agent commission + closing on the sale). Cash invested = 15% down + (rehab if self-funded) + closing + every interest payment + every holding cost (the actual cash you front during the deal).
Savings comparison assumes a typical Phoenix lender at 1 origination point + $1,500 in junk fees, plus a 1-point extension fee that kicks in after month 12 (Kayak doesn’t charge any of those).
This is an estimate, not a quote. Final terms depend on the deal underwriting. Call Barry at (480) 256-2274 for a real number, same-day.