Kayak Capital is a hard money lender, which means we have more freedom than the bank when it comes to lending and you don’t have to jump through as many hoops with us. Another plus? We focus on the value of the property and asset-based loans, not credit scores. It doesn’t matter if you have great credit, minimal credit history, or bad credit, we’re ready to finance your project.

As you know, hard money loans differ tremendously from the soft money loans that require personal underwriting for investor mortgages. Hard money loans are specifically for a property that you plan to renovate, and then sell or rent, so it’s necessary to find the property you want to buy before calling us.

There are two ways to contact us: give us a call, or complete the online form, next tell us more about the property. Then, we’ll confirm your loan amount and schedule the funds. From there, we’ll coordinate with title to complete your file. Lastly, you’ll sign the closing documents and receive the wired funds within the same day. It really can be that fast, sometimes you can get funding for your flip in less than 24 hours.